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Welcome! This is your opportunity to ensure you choose to apply for the benefits best for you or make changes to your elections. Click HERE to see your current coverage, make a change to your information or file a claim.
Helps relieve the financial stress of a covered disability.
Helps with expenses health insurance doesn’t cover.
This is a brief product overview only. Coverage may not be available in all states, including but not limited to ID, NJ, NM, NY, or VA. Benefits/premium rates may vary based on plan selected. Plans and riders have limitations and exclusions that may affect benefits payable. Plans may also contain a waiting period. Refer to the exact plans for benefit details, definitions, limitations and exclusions. For group coverage, please see coverage documentation applicable to your situs state for further details.
Any additional materials displayed are for convenience only. Aflac does not endorse these products or the accuracy of the documents. If there are any questions, please reach out directly to your employer.
Except in New York, individual insurance policies and certain group life insurance plans are issued by American Family Life Assurance Company of Columbus.
Except in New York, group supplemental insurance plans (except network dental and vision plans and certain group life insurance plans) are issued by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac, Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, CAIC does business as Continental American Life Insurance Company.
In New York, individual insurance policies are issued by American Family Life Assurance Company of New York. For groups sitused in New York, group insurance coverage is underwritten by American Family Life Assurance Company of New York, and customer service is administered by Continental American Insurance Company, 22 Corporate Woods Boulevard Albany, New York 12211.
Aflac Group Life, Disability and Absence services are administered by Continental American Insurance Company (CAIC); in New York, products and services are administered by American Family Life Assurance Company of New York; in California, coverage is offered by Continental American Life Insurance Company. Products may not be available in all states and may vary depending on state law. Absence services are not insurance and are not legal advice.
Aflac dental and vision insurance products will be underwritten by American Family Life Assurance Company of Columbus. In New York, coverage will be underwritten by American Family Life Assurance Company of New York.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999 | 800.992.3522
Continental American Insurance Company | Columbia, SC | 800.433.3036
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211 | 800.366.3436
© AFLAC INCORPORATED 2025
Z2300116R1 EXP 3/26
IMPORTANT: This is a fixed indemnity policy, NOT health insurance.
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
• The payment you get isn’t based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn’t a substitute for comprehensive health insurance.
• Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
• Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
• To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
• For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
• If you have this policy through your job, or a family member’s job, contact the employer.
Except in New York, group plans (except network dental and vision plans and certain group life plans) are issued by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac, Inc. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In California, CAIC does business as Continental American Life Insurance Company.
Aflac product materials may be shown based on the location or situs state of your organization/payroll account/group. For individual supplemental insurance products, if you are not a resident of that state and/or will not be physically present in that state at the time you apply for coverage, then you may need to review product materials for the state in which you reside. For group supplemental insurance products, your product materials may be based on the location situs state of your organization/employer/group. Any rates displayed are not based on your personal information. If you have any questions and to validate rates displayed, please contact your organization's agent/producer.
