¹ The Aflac Value rider may not be available in all states, including but not limited to NJ, NM, NY & VT.

² Cancer insurance is also known as Specified-Disease Insurance in some states.

³ 2024-2025 Aflac WorkForces Report. www.aflac.com/awr

With the exception of the Dental and Vision insurance plans, the plans advertised herein offer supplemental insurance coverage and are not major medical insurance plans.

This is a brief product overview only. Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. For Group plans, plan design and optional benefits are selected at the employer level. Optional riders may be available at an additional cost. Policies, certificates and riders may also contain a waiting period. Receipt of accelerated death benefits may affect eligibility for public assistance programs. Benefits may also be taxable and are not expected to receive the same favorable tax treatment as other types of accelerated death benefits that may be available. The plans have limitations and exclusions that may affect benefits payable. Refer to the exact policy, certificates and rider forms for benefit details, definitions, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent/producer.

The following plans offer coverage that is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York:

Accident plans – A36000 series: In Arkansas, Policies A36100AR–A36400AR, & A363OFAR. In Delaware, Policies A36100DE—A36400DE, & A363OFDE. In Idaho, Policies A36100ID–A36400ID, & A363OFID. In New York, Policies NY36100- NY36400. In Oklahoma, Policies A36100OK– A36400OK, & A363OFOK. In Oregon, Policies A36100OR–A36400OR, & A363OFOR. In Pennsylvania, Policies A36100PA-A36400PA. In Texas, Policies A36100TX–A36400TX, & A363OFTX. In Virginia, Policies A36100VA – A36400VA, & A363OFVA. A37000 series: In Arkansas, Policy A37000AR. In Delaware, Policies A371AA & A371BA. In Idaho, Policy A37000ID. In New York, Policy NY37000. In Oklahoma, Policy A37000OK. In Oregon, Policy A37000OR. In Pennsylvania, Policy A37000PA. In Texas, Policy A37000TX. In Virginia, Policies A371AAVA & A371BAVA.

Aflac Plus riders: In Arkansas, Rider A57653. In Delaware, Rider A57653DE. In Idaho, Rider A57653ID. In Oklahoma, Rider A57653. In Oregon, Rider A57653OR. In Texas, Rider A57653. In Virginia Rider A57653VA.

Cancer plans: B70000 series - In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. A72200 series - In Arkansas, Policy A72200AR. In Delaware, Policy A72200. In Idaho, Policy A72200ID. In New York, Policy NYR72200. In Oklahoma, Policy A72200OK. In Oregon, Policy A72200ORR. In Texas, Policy A72200TX. In Virginia, Policy A72200VA. A75000 series - In Virginia, policies A75100VA–A75300VA. A78000 series - In New York, Policies, NY78100–NY78400.

Critical Illness/Specified Health Event plans: A74000 series - In Delaware, Policies A74100DE, A74200DE, A74300DE. In Idaho, Policies A74100ID, A74200ID, A74300ID. In Oklahoma, Policies A74100OK, A74200OK, A74300OK. In Virginia, Policies A74100VA, A74200VA, A74300VA. A73000 series - In Delaware, Policies A73100DE & A7310HDE. In Idaho, Policies A73100ID & A7310HID. In Oklahoma, Policies A73100OK & A7310HOK. In Virginia, Policy A73100VA & A7310HVA. B71000 series - In Delaware, Policies B71100, B71200, B7130H & B7140H. In Oklahoma, Policies B71100OK & B7110HOK.

Hospital: In Arkansas, Policies B40100AR & B401HAR. In Delaware, Policies B40100DE & B4010HDE. In Idaho, Policies B40100ID & B4010HID. In New York, Policies NYB40100 & NYB4010H. In Oklahoma, Policies B40100OK & B4010HOK. In Oregon, Policies B40100OR & B4010HOR. In Pennsylvania, Policies B40100PA & B4010HPA. In Texas, Policies B40100TX& B4010HTX. In Virginia, Policies B40100VA & B4010HVA.

Life: B60000 Series - In Arkansas, Idaho, Oklahoma, Virginia, Policies ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. B61000 Series - In Arkansas, Idaho, Oklahoma & Virginia, Policies ICC18B61JWO & ICC18B61JTO. In Delaware, Policies B61JWO, B61JTO. Q60000 series - Group Whole Life - In Arkansas, Delaware & Oregon, Policy Q60100M. In Idaho Policy Q60100MID. In Oklahoma, Policy Q60100MOK. In Pennsylvania, Policy Q60100MPA. In Texas, Policy Q60100MTX. Group Term Life - In Delaware, Policies Q60200M. In Arkansas, Idaho, Oklahoma, Oregon & Texas, Policy ICC18Q60200M. Q60000 series policies are not available in New York or Virginia.

Short-Term Disability plans: In Arkansas, Policies A57600AR & A57600LBAR. In Delaware, Policies A57600DE & A57600LB. In Idaho, Policy A57600IDR. In New York, Policy NY57600. In Oklahoma, Policies A57600OK & A57600LBOK. In Oregon, Policies A57600OR & A57600LBOR. In Pennsylvania, Policies A57600PA & A57600LBPA. In Texas, Policies A57600TX & A57600LBTX. In Virginia, Policies A57600VA & A57600LBVA.

Supplemental Dental: In Arkansas, Policies A82100RAR–A82400RAR. In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In New York, Policies NY82100–NY82400. In Oklahoma, Policies A82100ROK–A82400ROK. In Oregon, Policies A82100ROR–A82400ROR. In Pennsylvania, Policies A82100RPAR–A82400RPAR. In Texas, Policies A82100RTX–A82400RTX. In Virginia, Policies A82100RVA–A82400RVA.

Supplemental Vision: In Arkansas, Policy VSN100AR. In Delaware, Policy VSN100. In Idaho, Policy VSN100ID. In New York, Policy NYVSN100. In Oklahoma, Policy VSN100OKR. In Oregon, Policy VSN100OR. In Pennsylvania, Policy VSN100PA. In Texas, Policy VSN100TX. In Virginia, Policy VSN100VA.

Network Dental: Policy Series QN81000. In Arkansas, policy form QN81100MAR. In Idaho, QN81100MID. In Oklahoma, policy form QN81100MOK. In Oregon, policy form QN81100MOR and QN81100MORS. In Pennsylvania, QN81100MPA. In Texas, policy form QN81100MTX. In New York, NYQN81100M. In Virginia, QN81100MVA.

Network Vision: Policy Series QNV1000. In Arkansas, policy form QNV1100MAR. In Idaho, QNV1100MID. In Oklahoma, policy form QNV1100MOK. In Oregon, policy form QNV1100MOR and QNV1100MORS. In Pennsylvania, QNV1100MPA. In Texas, policy form QNV1100MTX. In New York, NYQNV1100M. In Virginia, QNV1100MVA.

NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.

The remaining plans listed below offer coverage that is underwritten by Continental American Insurance Company (CAIC), a wholly owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. For groups sitused in California, insurance coverage is underwritten by Continental American Life Insurance Company. For groups sitused in New York, insurance coverage is underwritten by American Family Life Assurance Company of New York.

Group Supplemental Life Insurance:

Policy Series CAI9100R series. In Arkansas, Policy CAI9100. In Idaho, Policy CAI9100R. In Oklahoma, Policy CAI9100OK. In Pennsylvania, Policy CAI9100PA. In Texas, Policy CAI9100TX. In Virginia, Policy CA9100RVA.

Policy Series 92000 series. In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, and Virginia, Policy ICC20 CDL1100. In New York, Policy AF92100NY.

Policy Series 93000 series. In Idaho, Oklahoma, and Oregon Policy ICC22 C93100.

Policy Series WL-9800-MP. In Arkansas, Policy WL9800-MP AR. In Idaho, Policy WL9800-MP ID. In Oklahoma, Policy WL9800-MP OK. In Pennsylvania, Policy WL9800-MP (PA). In Texas, Policy WL9800-MP. In Virginia, Policy WL9800-MP(VA).

Policy Series C60000. In Arkansas, Policy C60100. In Idaho, Policy C60100ID. In Oklahoma, Policy C60100OK, In Oregon, Policy C60100OR. In Pennsylvania, Policy C60100PA. In Texas, Policy C60100TX. In Virginia, Policy C60100VA.

Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999

Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211

Continental American Insurance Company | Columbia, SC