What is dental insurance?

Regular trips to the dentist are essential for good oral health. A dental insurance policy may help considerably with the costs, often paying 100 percent of the expense of preventive benefits. But a great smile often requires additional dental care, such as X-rays, sealants, and emergency oral evaluation. Aflac bases its dental care benefits on the American Dental Association (ADA) code and spells out the benefits for both wellness and other diagnostic/treatment services. Since each covered procedure has a specific benefit amount, you know exactly what you're getting. Translation: No surprises. Other advantages include:

No deductibles No precertification The freedom and flexibility to choose your own dentist

Benefit payment regardless of other dental or medical coverage that may overlap Ownership of the dental care policy (in other words, if you switch jobs or retire, you can take the policy with you and receive the same benefits)