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Individuals & Families
Individuals & Families
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IMPORTANT: This is a fixed indemnity policy, NOT health insurance.

This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.

  • The payment you get isn’t based on the size of your medical bill.
  • There might be a limit on how much this policy will pay each year.
  • This policy isn’t a substitute for comprehensive health insurance.
  • Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?

  • Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
  • To find out if you can get health insurance through your job, or a family member’s job, contact the employer.

Questions about this policy?

  • For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
  • If you have this policy through your job, or a family member’s job, contact the employer.

Approximately 14 million people (6% of adults) in the U.S. owe over $1,000 in medical debt and about 3 million people (1% of adults) owe medical debt of more than $10,000.1

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Hospital Insurance

An unplanned hospital visit can leave you with expenses not covered by major medical. Aflac pays you cash to help you with the expenses that health insurance doesn’t cover so you can worry less about covering your everyday needs.

Ask your employer about Aflac Hospital insurance. This product is available through worksite payroll deduction only.

Family cooking dinner and playing with their children
1

Trouble strikes.

You suddenly experience a sharp pain in your side and go to an urgent care clinic, where you’re diagnosed with appendicitis.

Doctor discussing treatment plans with patient
2

You find yourself in the emergency room.

You’re taken by ambulance to the emergency room, where lab tests and diagnostic exams report back that you need surgery right away.

Person using a cellular telephone
3

Aflac helps take the sting out.

After a 3-day stay in the hospital you’re feeling much better, but hospital bills add up quickly. Cash benefits are paid directly to you (unless otherwise assigned), which can help ease the financial stress of your illness.

Father helping his son learn how to ride a bicycle
4

You get your money fast.

Claims made on your Aflac Choice2 policy are paid fast.

Peace of mind doesn't
have to break the bank

Talk to your Aflac benefits advisor about choosing your benefits, your way.

Get a Quote
Affordable

weekly rates as low as a "Get Well Soon" card.3

equals
Aflac duck with get well soon card
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