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Individuals & Families
Individuals & Families
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IMPORTANT: This is a fixed indemnity policy, NOT health insurance.

This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.

  • The payment you get isn’t based on the size of your medical bill.
  • There might be a limit on how much this policy will pay each year.
  • This policy isn’t a substitute for comprehensive health insurance.
  • Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?

  • Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
  • To find out if you can get health insurance through your job, or a family member’s job, contact the employer.

Questions about this policy?

  • For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
  • If you have this policy through your job, or a family member’s job, contact the employer.

Hospital Insurance

Our hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out‐of‐pocket expenses.

Aflac Hospital insurance is available through worksite payroll deduction only.

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How does Hospital Insurance work?

Choosing the right combination of benefits can be hard. Let Aflac help make it easier.

  • 1

    Trouble strikes.

    You suddenly experience a sharp pain in your side and go to an urgent care clinic, where you’re diagnosed with appendicitis.

  • 2

    You find yourself in the emergency room.

    You’re taken by ambulance to the emergency room, where lab tests and diagnostic exams report that you need surgery.

  • 3

    Aflac helps take the sting out.

    You’re hospital bills add up quickly. Cash benefits are paid directly to you (unless otherwise assigned), to ease the financial stress.

  • 4

    You get your money fast.

    Claims made on your Aflac Choice1 policy are paid fast.

The Aflac duck

You’ve got this

It’s time to have added peace of mind for you or your employees.

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