Accident

What’s covered by a current Aflac Accident insurance policy?

Aflac pays cash benefits when qualified accidents result in:

  • Admission to a hospital
  • Dislocations, fractures, eye injuries, broken teeth, paralysis, burns, lacerations, concussions, and others
  • Emergency transportation in an ambulance
  • Family lodging for a member of the immediate family 
  • Emergency treatment in a hospital emergency room or even a physician’s office
  • Confinement in an intensive care unit
  • Physical therapy 
  • Others

Aflac also will pay a benefit for qualified routine examinations or other preventive testing, such as physicals, mammograms, Pap smears, eye and dental exams, prostate-specific antigen tests, and others.

Benefits may vary by state. For residents of Arizona, Idaho, Pennsylvania, and the Virgin Islands, the information on this Web page may not be applicable. Please contact your independent Aflac insurance agent/producer for information about the plans available in your state.

What are the advantages of an Aflac Accident insurance policy?

  • Aflac pays cash benefits that help you manage the expenses incurred after an accidental injury, such as copayments and treatment-related travel, as well as the ongoing expenses of your ordinary bills such as rent, electricity, and car payments.
  • As with all Aflac policies, we pay you directly, unless you tell us otherwise, no matter what other insurance you may have.
  • We pay cash benefits fast–usually within four days of receiving your claim.
  • Aflac’s accident policies are portable, which means that you can continue your coverage if you change jobs or retire.
  • Family coverage is available.
  • Unless you choose to upgrade your policy upon renewal, your rates don’t go up, even if you file a claim.

Request Product Information on Aflac's Accident Insurance Policies

Oklahoma A-34100-OK A-34200-OK A-34300-OK A-34400-OK
Tennessee A-34100-TN A-34200-TN A-34300-TN A-34400-TN
Texas A-34100-TX A-34200-TX A-34300-TX A-34400-TX
Oregon A-34100-OR A-34200-OR A-34300-OR A-34400-OR
Pennsylvania A-34100-PA A-34200-PA A-34300-PA A-34400-PA
Idaho A-34100-ID A-34200-ID A-34300-ID A-34400-ID

Accident Insurance Policies for Individuals | Aflac Insurance