Childhood cancers is rare and affects a minority of children in the U.S. and worldwide. Over the years, researchers have been discovering more about its causes. They have found links between childhood cancer and certain genetic conditions, medical conditions, and environmental factors (like radiation exposure).
Learning how childhood cancer works and its causes can help experts develop more effective treatments with fewer side effects. A better understanding of childhood cancer can also help families make the right medical decisions for cancer‐affected children and teens.
Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.
While most cancers in adults have known causes and risk factors, many childhood cancers do not. However, over the years researchers have identified some risk factors for cancer in children, including:
As the risk factors and direct causes of childhood cancer can be hard to pin down, there are no effective ways to screen for or prevent most childhood cancers. That said, medical advances have resulted in more effective cancer treatments for children. Children may also respond better to some treatments than adults do.
Thanks to major treatment advances in recent decades, the outlook for most childhood cancers is much better today than it once was. In the mid‐1970s, around 58% of children diagnosed with cancer survived at least 5 years. Today, about 85% of children diagnosed with cancer survived at least 5 years.4
Upon completing treatment for childhood cancer, it’s essential to continue monitoring your child's health with routine follow‐up care. This care includes regular medical check‐ups to ensure that there is no recurrence of cancer, managing potential long‐term side effects, and providing psychological support through joining a survivorship program to aid in the transition back to everyday life.5 You should also keep an open line of communication with your child's medical team, as they can provide valuable guidance on the road to recovery and help navigate any challenges that may arise.
Cancer treatments, tests, and related medical services can create financial burdens for families. Luckily, you can get help navigating medical costs using a combination of the following:
Since childhood cancers can be unpredictable, it’s important for parents and guardians of children to be vigilant about symptoms and early indications. Parents of children with persistent symptoms or a genetic predisposition to cancer should be better prepared to seek out expert opinions.
Having a cancer insurance policy can help make the journey easier and help lift some of the financial burden you may face. Aflac cancer insurance provides cash benefits that policyholders can use as they see fit. You can choose from different policy options and find coverage that suits your needs. Start chatting with an agent and get a quote today.
1 St. Jude Children's Research Hospital - Hereditary Retinoblastoma. Accessed July 23, 2024. https://www.stjude.org/care-treatment/treatment/genetic-syndromes/hereditary-retinoblastoma.html.
2 National Institutes of Health ‐ Causes of Childhood Cancer: A Review of the Recent Literature: Part I — Childhood Factors. Published March 27, 2024. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC11011156/. Accessed August 16, 2024.
3 National Library of Medicine - Environmental Pollution and Risk of Childhood Cancer: A Scoping Review of Evidence from the Last Decade. Published March 14, 2024. Accessed July 23, 2024. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC10970446/.
4 National Cancer Institute ‐ Key Statistics for Childhood Cancers. Revised May 28, 2024. Accessed July 23, 2024. https://www.cancer.org/cancer/types/cancer-in-children/key-statistics.html#:~:text=at%20least%201975.-,Survival%20rates%20for%20children%20with%20cancer,survival%20rate%20was%20about%2058%25.
5 The Leukemia & Lymphoma Society - Follow-up Care For Childhood Cancer Survivors. Accessed July 23, 2024. https://www.lls.org/children-and-young-adults/follow-care-childhood-cancer-survivors.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Cancer insurance is also known as Specified-Disease Insurance in some states. Aflac Cancer Plans: 72200 series: In Delaware, Policy A72200. In Idaho, Policy A72200ID. In Oklahoma, Policy A72200OK. In Virginia, Policy A72200VA. B70000 series: In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. A76000 series: In Pennsylvania, Policy A76100PA. A75000 series: In Virginia, policies A75100VA–A75300VA.
Coverage underwritten by Tier One Insurance Company:
T70000 Series: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Oregon, Policy T70000OR. In Pennsylvania, Policies T70000PA, T7000GPA. In Texas, Policy T70000TXR. In Virginia, policies T70000VA & T70000GVA.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations, and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
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