We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
What does benefits open enrollment have in common with Amazon, the online retailer? Not enough, according to today’s employees.
The results of the 2017 Aflac WorkForces Report* reveal that American workers are fans of the Amazon experience and would like to see the retailer’s convenient shopping model applied to the benefits selection process.
As the open enrollment season approaches, you can use the results of the Aflac WorkForces Report to make the benefits selection process easier and more convenient for your company’s employees. By understanding what bothers workers most about open enrollment, you can team with your agent or broker to build better enrollment processes and communications.
With that in mind, here are five key employee disconnects and desires:
Just as employees want benefits experts to do the research for them, Aflac has done the research for you through its annual WorkForces Report. The results can be used to put together a simpler, more effective open enrollment plan that helps give employees what they want in the way they want it.
Open enrollment season is quickly approaching, so now is the time to meet with your benefits advisor about the best, most efficient ways to communicate with employees about their choices. It’s also the time to work with your agent or broker to make sure your company’s current voluntary benefits options are comprehensive and in line with today’s employee needs – and to ensure your benefits roster is not outpaced by that of your competitors.
This article is for informational purposes only and is not intended as a solicitation.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
*The 2017 Aflac WorkForces Report is the seventh annual study examining benefits trends and attitudes. The study’s surveys, conducted by Lightspeed GMI, captured responses from 1,800 benefits decision-makers and 5,000 employees across the United States in various industries. For more information, visit AflacWorkForcesReport.com.
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