We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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Aflac will pay a cash benefit for your eye examination performed by an Optometrist or Ophthalmologist.
May not be available in all states
Aflac help pay benefits for covered eye surgeries, specific eye diseases/disorders, and permanent visual impairment.
Offer a pre-tax saving account to supplement a variety of high deductible health plans.
Individual has trouble seeing objects at a distance. Individual goes to the optometrist.
Doctor performs an eye exam and prescribes glasses.
Aflac vision coverage pays benefits directly to the policyholder.
Payable to: Policyholder
$220
1 Kempen JH, O’Colmain BJ, Leske MC, et al. Eye diseases prevalence research group: Causes and prevalence of visual impairment among adults in the United States. Arch Ophthalmol. 2004;122:477-485. Accessed August 6, 2020. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4139275/.
2 The above example is based on a scenario for Aflac vision plan (domicile state) option 2 that includes the following benefit conditions: vision benefit for eye exam of $45, and $175 benefit for new glasses. Benefits may vary by state, benefit option, and level of coverage selected. This example is for illustrative purposes only. Refer to the policy for complete details, definitions, limitations, and exclusions.
Vision – VSN100 series
In Arkansas, Policy VSN100AR. In Idaho, Policy VSN100ID. In New York, Policy NYVSN100. In Oklahoma, Policy VSN100OKR. In Oregon, Policy VSN100OR. In Pennsylvania, Policy VSN100PA. In Texas, Policy VSN100TX. In Virginia, Policy VSN100VA. This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent.
Limitations and Exclusions for residents of Arizona:
The policy contains a 30-day waiting period. If a covered person has an eye disease or disorder, other than one caused by an Injury, diagnosed before coverage has been in force 30 days from the Effective Date of coverage shown in the Policy Schedule, benefits for treatment of that eye disease or disorder will apply only to treatment occurring after two years from the Effective Date of the policy or, at your option, you may elect to void the policy from its beginning and receive a full refund of premium. The 30-day waiting period does not apply to the Eye Examination Benefit or the Vision Correction Benefit.
The policy does not cover losses caused by or resulting from:
If you change your Vision Correction Benefit option, this benefit will be subject to a new waiting period, if any, beginning with the Effective Date of the new option. YOU ARE ELIGIBLE TO CHANGE YOUR VISION CORRECTION BENEFIT OPTION ONLY ONCE EACH YEAR, WITH THE CHANGE TO BE EFFECTIVE ON YOUR NEXT POLICY ANNIVERSARY DATE.
PRE-EXISTING CONDITION LIMITATIONS: A "Pre-existing Condition" is a disease or disorder for which, within the 12-month period before the Effective Date of coverage, medical advice, consultation, or treatment was recommended or received, or for which symptoms existed that would ordinarily cause a prudent person to seek diagnosis, care, or treatment. Care or treatment caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage.
Limitations and Exclusions for residents of Idaho
The policy does not cover losses caused by or resulting from:
If you change your Vision Correction Benefit option, this benefit will be subject to a new waiting period, if any, beginning with the Effective Date of the new option. YOU ARE ELIGIBLE TO CHANGE YOUR VISION CORRECTION BENEFIT OPTION ONLY ONCE EACH YEAR, WITH THE CHANGE TO BE EFFECTIVE ON YOUR NEXT POLICY ANNIVERSARY DATE.
PRE-EXISTING CONDITION LIMITATIONS: A "Pre-existing Condition" is a disease or disorder for which, within the six month period before the Effective Date of coverage, medical advice, consultation, or treatment was recommended or received. Care or treatment caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage.
Limitations and Exclusions for residents of New Jersey:
The policy contains a 30-day waiting period. If a covered person has an eye disease or disorder, other than one caused by an Injury, diagnosed before coverage has been in force 30 days from the Effective Date of coverage shown in the Policy Schedule, benefits for treatment of that eye disease or disorder will apply only to treatment occurring after 30 days from the Effective Date of the policy. The 30-day waiting period does not apply to the Eye Examination Benefit or the Vision Correction Benefit.
The policy does not cover losses caused by or resulting from:
Limitations and Exclusions for residents of Virginia
The policy contains a 30-day waiting period. If a covered person has an eye disease or disorder, other than one caused by an Injury, diagnosed before coverage has been in force 30 days from the Effective Date of coverage shown in the Policy Schedule, benefits for treatment of that eye disease or disorder will apply only to treatment occurring after 30 days from the Effective Date of the policy or, at your option, you may elect to void the policy from its beginning and receive a full refund of premium. The 30-day waiting period does not apply to the Eye Examination Benefit or the Vision Correction Benefit.
The policy does not cover losses caused by or resulting from:
If you change your Vision Correction Benefit option, this benefit will be subject to a new waiting period, if any, beginning with the Effective Date of the new option. YOU ARE ELIGIBLE TO CHANGE YOUR VISION CORRECTION BENEFIT OPTION ONLY ONCE EACH YEAR, WITH THE CHANGE TO BE EFFECTIVE ON YOUR NEXT POLICY ANNIVERSARY DATE.
