We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent earthquake:
To help provide relief for California policyholders residing in Del Norte, Humboldt, and Mendocino counties affected by the earthquake, Aflac will provide a premium grace period starting Dec. 5, 2024, and ending Feb. 03, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Ventura County affected by wildfires, Aflac will provide a premium grace period starting Nov. 6, 2024, and ending Jan. 07, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Siskiyou County affected by wildfires, Aflac will provide a premium grace period starting July 3, 2024, and ending Dec. 31, 2024. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Sierra County affected by wildfires, Aflac will provide a premium grace period starting Sept. 2, 2024, and ending Dec. 31, 2024. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent weather:
To provide relief for New Mexico policy/certificate holders residing in Chavez County and affected by the severe flooding, Aflac will provide the following protections for policy/certificate holders:
In addition to the above, Aflac through Aflac Benefits Solutions will provide the following protections for Network Dental and Vision members and providers:
Affected members should contact Aflac Benefits Solutions at 855-819-1873, option 1, for assistance.
We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for North Carolina policyholders Aflac will provide a premium grace period starting Sept. 27, 2024, and ending Dec. 31, 2024. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
Find out how much coverage you need to help ensure your loved ones will be financially secure.
Get StartedTake our quick 8-question assessment for an approximate coverage level you’d need to care for your loved ones, help protect the things you value, and help meet your financial goals.
To help get you started, we’ve already filled in some averages. If your situation is different, simply update the numbers to match to your life.
If something happened to you, would the financial future of your loved ones be protected? Help ease your mind with coverage that you and your family can rely on. Discover how much life insurance you need. Guaranteed-issue is available for select products, meaning no underwriting questions.
Learn MoreHaving the right amount of life insurance will give you peace of mind that your loved ones will be financially secure.
We’ve tallied up your answers and here is how much life insurance we estimate you’ll need.
Life Insurance Estimate
Aflac Life Insurance helps take care of your loved one’s immediate and future financial needs following your death. Aflac’s Life Insurance policies more financial freedom for your family in their time of need.
Request a Quote Reset Results1Average American Income: $69,717. Reference: US Household Income, US Department of Numbers, 2021. http://www.deptofnumbers.com/income/us/.
2Average age: 64. Reference: Average Retirement Age in the United States, Dana Anspach. Updated: October 25, 2021. https://www.thebalancemoney.com/average-retirement-age-in-the-united-states-2388864.
3Average Debt: $170,182. Reference: 2018 American Household Credit Card Debt Study, Erin El Issa. Published: January 10, 2023. https://www.nerdwallet.com/article/credit-cards/average-credit-card-debt-household.
4Average: $104,108 (public four-year, in-state 4 years @ $26,027/yr). Reference: Average Cost of College & Tuition, Education Data Initiative. Updated: June 25, 2023. https://educationdata.org/average-cost-of-college.
5Average: $4,500. Reference: The Ascent: Average American's Savings Account Balance is $4,500, Maurie Backman. Updated: May 9. 2022. https://www.fool.com/the-ascent/research/average-savings-account-balance/.
6Average: $105,500. Reference: CNBC.com, Here’s how much Americans in their 40s have in their 401(k)s, Cheyenne DeVon. Published: July 13, 2023. https://www.cnbc.com/2023/07/13/fidelity-how-much-americans-in-their-40s-have-in-their-401ks.html.
7Average: $7,848. Reference: The Zebra: How much does a funeral cost? A complete breakdown, Susan Meyer. Updated: July 12, 2023. https://www.thezebra.com/resources/personal-finance/how-much-does-a-funeral-cost/.
8Assumes the average cost of a gallon of gasoline is $3.97*. Comparison is based on the average weekly premium for Nebraska Payroll Premium rates industry Class A; Aflac Life Solutions WHOLE LIFE POLICY - Series A68100; Female non-smoker age 18-21. Premiums may vary by coverage type, account, state of issue, and the election of additional/optional benefits.
*Source: Bureau of Labor Statistics, April 2023.
In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, and Virginia, Policies: ICC1368100, ICC1368200, ICC1368300, ICC1368400. In Delaware, Policies A68100-A68400. In New York, NY68100-NY68400. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. Coverage is underwritten by American Family Life Assurance Company of Columbus.
A68000 SERIES - WHOLE LIFE ONLY
Limitations and Exclusions for residents of Arizona:
Any death benefit of the policy will not be payable if the named insured commits suicide or if anyone covered by additional riders commits suicide, while sane or insane, within two years from the policy or rider effective date. All premiums paid will be refunded, less any indebtedness. The following information only applies to the Accelerated Death Payment, Waiver of Premium Benefit Rider, and Accidental-Death Benefit Rider:
The Accelerated Death Payment will not be paid:
The Waiver of Premium Benefit Rider will not waive premiums if total disability is caused or contributed to by:
The Accidental-Death Benefit Rider will not be payable if the named insured’s death results from, is caused or contributed to by:
A68000 SERIES - TERM LIFE ONLY
Limitations and Exclusions for residents of Arizona:
Any death benefit of the policy will not be payable if the named insured commits suicide or if anyone covered by additional riders commits suicide, while sane or insane, within two years from the policy or rider effective date. All premiums paid will be refunded, less any indebtedness. The following information only applies to the Accelerated Death Payment, Waiver of Premium Benefit Rider, and Accidental-Death Benefit Rider:
The Accelerated Death Payment will not be paid:
The Waiver of Premium Benefit Rider will not waive premiums if total disability is caused or contributed to by:
The Accidental-Death Benefit Rider will not be payable if the named insured’s death results from, is caused or contributed to by:
A68000 SERIES – WHOLE LIFE ONLY
Limitations and Exclusions for residents of Idaho, New Jersey and Virginia:
Any death benefit of the policy will not be payable if the named insured commits suicide or if anyone covered by additional riders commits suicide, while sane or insane, within two years from the policy or rider effective date. All premiums paid will be refunded, less any indebtedness. The following information only applies to the Accelerated Death Payment, Waiver of Premium Benefit Rider, and Accidental-Death Benefit Rider:
The Accelerated Death Payment will not be paid:
The Waiver of Premium Benefit Rider will not waive premiums if total disability is caused or contributed to by:
The Accidental-Death Benefit Rider will not be payable if the named insured’s death results from, is caused or contributed to by:
A68000 SERIES – TERM LIFE ONLY
Limitations and Exclusions for residents of Idaho, New Jersey, and Virginia:
Any death benefit of the policy will not be payable if the named insured commits suicide or if anyone covered by additional riders commits suicide, while sane or insane, within two years from the policy or rider effective date. All premiums paid will be refunded, less any indebtedness. The following information only applies to the Accelerated Death Payment, Waiver of Premium Benefit Rider, and Accidental-Death Benefit Rider:
The Accelerated Death Payment will not be paid:
The Waiver of Premium Benefit Rider will not waive premiums if total disability is caused or contributed to by:
The Accidental-Death Benefit Rider will not be payable if the named insured’s death results from, is caused or contributed to by: