Notifications from Aflac

We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


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Dental Insurance

Good oral care is a key step in maintaining your overall health. But dental care can be expensive. Cleaning and X-rays could strain your budget – if a checkup reveals more serious issues, the costs could add up quickly.

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Dental Plan Highlights

  • wallet with money

    Deductible that decreases over time

    Policy Year 1

    $75/person

    Policy Year 2

    $50/person

    Policy Year 3

    $25/person

  • lightning bolt

    No waiting period for preventive dental care

  • open palm hand

    Annual maximum benefit increases over time

  • open eye

    Plans available with vision and hearing services

  • piggy bank

    Reduced costs for using in-network providers

What does Dental Insurance cover?

  • Preventative and Diagnostic Services

    • Routine exams + cleanings
      2x per year
    • Bitewing X-rays
      1x per year
    • Full-mouth X-rays
      1x every 3 years
    • Sealants for children under 16
  • Basic Services


    • Fillings (amalgam and composite)
    • Emergency palliative care
    • Simple extractions
    • Basic oral surgery.
    • Non-surgical periodontal services.
  • Major Services


    • Inlays, onlays, crowns, bridges and dentures.
    • Oral surgery, Anesthesia.
    • Major restorative services.
    • Endodontics, Surgical periodontics.
    • Prosthodontic installation and repairs.
    • Occlusal guards.
The Aflac duck

You’ve got this

It’s time to have added peace of mind.

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Dental Insurance FAQs

While dental insurance isn't required, it's often a good idea. This is particularly true if you don't have the cash to pay for various dental treatments up front. Without a policy, you may forgo oral health care and face serious and costly dental issues in the future. Having supplemental insurance for dental needs can incentivize you to be proactive in keeping your teeth, gums and mouth healthy.