You can still qualify for life insurance with a disability. Aflac explains how life insurance for people with disabilities works and what your options are.
Equity-indexed universal life insurance lets you put your cash value in an equity index account. Learn how it works and what types of policies Aflac offers.
With increasing term life insurance, the death benefit payout will increase over time. Aflac explains what an increasing term life insurance policy is.
With limited payment life insurance, the policyholder can pay premiums for a set time period and receive lifelong coverage. Discover how the policy works.
You can access cash from your permanent life insurance policy in several ways. Discover what liquidity refers to in a life insurance policy.
Split-dollar life insurance can provide benefits for both employers and employees. Discover what a split-dollar life policy is and how it works.
You can still qualify for a life insurance policy if you’re overweight or obese. Learn how weight can impact life insurance premiums and what policies Aflac offers.
You can get life insurance for your grandparents if you get their consent and have insurable interest. Discover how it works and how to choose the best policy.
If you’ve had a heart attack, you may wonder if you can still qualify for life insurance. Discover how life insurance works and what factors can affect rates.
Overfunded life insurance can boost your cash value and may provide tax benefits. Learn how overfunded life insurance works and if it’s right for you.
You can find life insurance coverage with reasonable rates even if you have high blood pressure. Learn how life insurance for high blood pressure works.
Hybrid life and long-term care insurance provides a death benefit if you pass away and helps cover assisted living costs. Aflac explains how this policy works.
Getting paid-up additional life insurance can allow you to increase your coverage. Discover what paid-up additions in life insurance are and how they work.
Private placement life insurance (PPLI) is a policy that offers tax advantages and investment options. Learn what it is, how it works, and some alternatives.
Stranger-originated life insurance policies are largely illegal. Aflac explains what these policies are and how a STOLI scheme typically works.
Participating life insurance can allow you to receive dividends that you can use in several ways. Discover what a participating life insurance policy is.
If you don’t need life insurance coverage anymore, you may decide to sell your policy. Discover what your life insurance settlement options are.
Dependent life insurance can cover your spouse, children, or other dependents, paying out a death benefit if they pass away. Discover how it works here.
Temporary life insurance can provide you with short-term coverage while you wait for application approval on a life insurance policy. Learn how it works.
Life insurance underwriting assesses a potential policyholder’s coverage eligibility and rates. Discover what underwriting is and how it works.
You can still qualify for life insurance if you’re a high-risk applicant. Discover what makes an applicant considered high-risk and what policies Aflac offers.
Getting children’s whole insurance can help you lock in low rates and get lifelong coverage for your child. Learn how it works and what policies Aflac offers.
Considering term life insurance? Compare the types of policies that may be available to you and get a quote for Aflac term life insurance.
Endowment life insurance can offer financial protection to loved ones and serve as a savings plan. Discover how this policy works and if it’s right for you.
You can purchase a direct term life insurance policy from a life insurer without going through an agent or broker. Learn how it works and if it’s right for you.
From getting a policy loan to withdrawing funds, there are several ways you can cash out your whole life insurance policy. Find out how the process works.
Getting life insurance as a senior over 70 can help loved ones receive financial support in your absence. Discover how to find the best senior life insurance.
Life insurance for seniors over 75 can provide financial security for loved ones after you pass away. Find out how senior life insurance works and get a quote.
Life insurance annuities can distribute the death benefit payout to your loved ones over time instead of all at once. Learn what a life insurance annuity is.
You still qualify for life insurance with a pre-existing condition. Learn how life insurance with pre-existing conditions works and what policies Aflac offers.
Universal and term life insurance are two common policies with distinct advantages. Learn about their differences and get a quote for Aflac life insurance.
What is the best life insurance for seniors over 80? Aflac’s comprehensive guide will help you find the right life insurance policy for your needs.
A waiver of premium rider can cover your life insurance premium payments if you’re unable to work. Learn more and discover what types of riders Aflac offers.
Survivorship life insurance covers two policyholders and pays out the death benefit once they’ve both passed away. Learn more about what this type of policy is.
Life insurance beneficiaries must file a claim to receive the death benefit if the policyholder passes away. Learn how the life insurance claims process works.
Getting life insurance for the first time? Discover tips on how to compare life insurance quotes and choose a plan that can fit your needs and budget.
Modified whole life insurance policyholders pay lower premiums for an introductory period. Discover what it is and what life insurance policies Aflac offers.
A million dollar life insurance policy can give your family added financial security if you pass away. Learn how much $1 million life insurance costs.
Considering family life insurance? Learn how life insurance for families can financially protect loved ones in case you pass away and get a quote from Aflac.
Life insurance for seniors over 60 can provide financial protection for loved ones if you pass away. Learn how you can find the right policy and get a quote.
Variable life insurance lets you invest your cash value account in mutual funds. Discover how variable life insurance works and decide if it’s right for you.
If you’re looking for temporary coverage and reasonable premiums, term life insurance may be right for you. Learn how term life insurance works and get a quote.
Considering whole life insurance? Find out more about this life insurance policy that offers lifelong coverage and a cash value component and get a quote today.
Wondering how long life insurance takes to pay out? Learn how payouts work and how long it may take for your loved ones to receive the death benefit.
Mortgage protection life insurance will pay off your mortgage debt in the event of your passing. Discovers its pros and cons and what policies Aflac offers.
Policyholders receive dividends from whole life insurance each year that they can use in several ways. Discover how dividend-paying whole life insurance works.
Whole life insurance for seniors can offer you extensive coverage during your golden years. Discover the benefits of whole life insurance and get a quote.
You can still qualify for a life insurance policy if you have diabetes. Aflac explains how life insurance for diabetics works and what policy options we offer.
Life insurance companies may require you to take a life insurance medical exam when getting a policy. Learn how the life insurance medical exam works.
Wondering if there are life insurance beneficiary rules after a divorce? Learn what the beneficiary rules are and if a divorce decree overrides a beneficiary.
Life insurance is an important component in the process of getting a divorce. Learn how life insurance works during and after a divorce.
Wondering how much a funeral costs? Learn about the average cost of a funeral, types of funeral costs, and how final expense insurance can help.
Accidental death and dismemberment (AD&D) insurance can offer coverage if the unexpected occurs. Learn how AD&D insurance works and what’s covered.
Instant life insurance can give you coverage as soon as the same day you apply. Learn how an instant term life insurance policy works.
Wondering if life insurance covers cancer? Learn how life insurance works, if cancer is covered, and how to use your policy to cover treatment costs.
Life insurance and accident insurance both provide comprehensive coverage but are different policy types. Learn about accident insurance vs. life insurance.
A life insurance grace period is the time between when your payment was due and when your policy will lapse. Learn how life insurance grace periods work.
Wondering if there are tax consequences to surrendering your life insurance policy? Learn how cash surrender value works and if it’s taxable.
In some situations, a life insurance beneficiary can be contested. Learn how the process works and how to avoid a life insurance beneficiary dispute.
If a loved one who had life insurance recently passed away, you may be a beneficiary. Here’s how to find out if you’re a life insurance beneficiary.
Final expense insurance can help loved ones cover end-of-life expenses after your passing. Learn how final expense insurance works and the pros and cons.
Life insurance can provide financial protection to your loved ones if you pass away. Learn what life insurance is and who should get a policy.
To get a life insurance policy for someone else, you must have insurable interest in their life. Learn what insurable interest in life insurance is.
The type of life insurance you should get can depend on your coverage needs and budget. Learn how to figure out what kind of life insurance you need.
Learn more about the differences between term vs. permanent life insurance so you can decide which type of policy is right for you.
An accidental death benefit rider can supplement your life insurance coverage. Learn what an accidental death rider is and whether this add-on is right for you.
A term life insurance policy will eventually expire. Learn what happens at the end of term life insurance and what your options are.
Short-term life insurance can help bridge coverage gaps so you can maintain financial security. Learn how short-term life insurance policies work.
What happens to life insurance with no beneficiary? Learn where the life insurance payout will go and how to avoid this situation.
10-year term life insurance can provide you with affordable, short-term coverage. Learn how 10-year term life insurance works and get a quote.
If your life insurance beneficiary died, you may be wondering what to do. Learn who gets life insurance if a beneficiary is deceased and what steps to take.
Life insurance can be an essential part of your financial plan. Learn how life insurance for women works and how to get a women’s life insurance policy.
Having life insurance while you’re pregnant can provide added financial security for your family. Learn whether you can get life insurance while pregnant.
It’s important to understand the differences between a life insurance beneficiary vs. your will when planning for the future. Learn more about how each works.
The cost of final expense insurance can vary based on several factors. Learn how much final expense insurance costs and if it’s right for you.
Final expense insurance for seniors can help loved ones cover end-of-life expenses after your passing. Learn how final expense insurance for seniors works.
Whole life and universal life insurance are permanent policies with different features. Learn the differences between universal life and whole life insurance.
If you surrender your life insurance policy, you can receive the cash surrender value. Learn what cash surrender value is and how to calculate it.
Final expense insurance is a type of life policy that covers end-of-life costs. Learn how final expense insurance works and how it compares to other policies.
Adding a long-term care rider to your life insurance policy can offer additional financial protection. Learn how a long-term care life insurance rider works.
Beneficiaries will sometimes pay taxes on a life insurance payout. Learn how the death benefit works and when beneficiaries must pay taxes on life insurance.
Wondering if your life insurance premiums are tax deductible? Learn how life insurance premiums work and whether they can be deducted from your taxes.
Level term life insurance has a level death benefit for the duration of your policy. Learn how level term life insurance works and the benefits it offers.
An accelerated death benefit rider allows you to access your life policy’s death benefit while you’re still alive. Learn what an accelerated death benefit is.
Collateral assignment of life insurance involves using a policy as collateral when getting a loan. Learn how collateral assignment of life insurance works.
Guaranteed universal life insurance offers fixed premiums and lifelong coverage. Learn what a guaranteed universal life insurance policy is and how it works.
Simplified issue life insurance allows you to skip the medical exam and get fast coverage. Find out what a simplified issue life policy is and how it works.
Convertible term life insurance lets you convert to a permanent policy without a new medical exam. Find out how a convertible term life insurance policy works.
If you have life insurance with cash value, you may be wondering if the cash value is taxable. Learn how cash value works and whether it’s taxable.
The life insurance death benefit can help beneficiaries cover expenses in your absence. Learn more about what life insurance covers and get a quote.
Life insurance riders let you add customized coverage to your life insurance policy. Learn how life insurance riders work and some types available.
It’s important to consider the advantages and disadvantages of life insurance when deciding if you should get it. Learn about the pros and cons here.
While life insurance typically pays out, there are some instances where a claim may not be accepted. Learn about the reasons why life insurance won’t pay out.
A contingent beneficiary will get the policyholder’s death benefit payout if the primary beneficiaries can’t receive it. Learn what a contingent beneficiary is.
Life insurance for married couples can help financially protect your family. Learn about life insurance plans for married couples, like joint life insurance.
If you recently lost a loved one, you may be trying to find out if they had a life insurance policy. Learn how you can find out if someone has life insurance.
You may consider canceling a life insurance policy if your needs have changed. Learn how to cancel life insurance and what your alternative options are.
Wondering if you can cash out a term life insurance policy? Learn about cashing out term life insurance and what policies you can cash out.
Wondering if you can name your child as a life insurance beneficiary? Learn if you can designate minors as beneficiaries and whether this is a good idea.
There are several ways to find an unclaimed life insurance policy. Learn how you can locate unclaimed life insurance and what happens to unclaimed payouts.
Life insurance and annuities offer different forms of financial protection. Learn how a life insurance policy and annuity work and their differences.
Whole life insurance offers lifelong coverage and cash value growth. Learn how whole life insurance works and the pros and cons of this policy.
Wondering if you can cash out a life insurance policy? Learn some ways you can cash out life insurance and whether you should.
A 30-year term life insurance policy offers long-term, temporary coverage. Learn how 30-year term life insurance works and what it covers.
You can still qualify for life insurance if you’re a smoker or tobacco user. Learn how life insurance for smokers and tobacco users works and get a quote.
Whole life insurance rates can vary based on your age. Our whole life insurance rates chart will show how much whole life insurance may cost you.
Life insurance lets beneficiaries choose how they’ll receive the death benefit payout. Learn how life insurance payouts work and how life insurance is paid out.
Wondering if whole life insurance is worth it? Learn what whole life insurance is and whether this policy is a good investment.
Getting life insurance as a young adult can help you lock in lower premiums. Learn how life insurance for young adults works and get a policy quote today.
Does term life insurance build cash value? Find out if these policies have a cash value component and whether cash value life insurance is right for you.
Life insurance can financially protect loved ones if you pass away. Learn whether life insurance is worth it and what types of policies are available.
Life insurance and accidental death & dismemberment insurance have different types of coverage. Learn the differences between life insurance vs. AD&D insurance.
A child life insurance rider can provide extra financial protection for your family. Learn how a children’s rider works and the benefits it offers.
Decreasing term life insurance has a death benefit that gets smaller over time. Learn how decreasing term life insurance works and get a policy quote.
Basic life insurance from employers will pay out a small death benefit to loved ones. Learn what basic life insurance is and whether it offers enough coverage.
The life insurance payout beneficiaries receive depends on several factors. Learn what the average life insurance payout is and how payouts are determined.
Life insurance can offer many benefits, including a death benefit payout, cash value, and riders. Learn about the benefits of life insurance and get a quote.
If you’re over 50, affordable life insurance can offer financial protection for your loved ones. Learn how to find the best life insurance for people over 50.
20-year term life insurance can help loved ones cover expenses if you pass away. Learn how 20-year term life insurance works and get a quote.
Accidental death and dismemberment (AD&D) insurance can help recoup lost income in the event of a covered injury or death. Learn how AD&D insurance works.
Life insurance with no medical exam can get you coverage quickly. Learn how it works and the types of no medical exam life insurance policies available.
Life insurance costs vary based on many factors. Learn how much life insurance is on average and what affects the cost to decide on a life insurance plan.
How much life insurance do you need? Learn how life insurance works, how to calculate your needs, and life insurance plans to consider.
Life insurance covers your loved ones if you pass away unexpectedly. Learn how life insurance works, what it covers, and some types of policies available.
Getting life insurance for your parents can help you meet financial needs if they pass away. Learn how life insurance for parents works and how to get a policy.
You can’t take out a life insurance policy on anyone, but you can get or buy it for someone else. Learn how to take out life insurance on someone in your life.
Considering a return of premium life insurance policy? Learn how return of premium life insurance works and the pros and cons.
Universal life insurance is a permanent life insurance option that provides flexible benefits. Find out what universal life insurance is, how it works, and the pros and cons.
You can still get life insurance if you have cancer. Learn how life insurance for cancer patients works and the types of plans that may be available.
Single premium life insurance offers a guaranteed death benefit for loved ones. Learn what single premium life insurance is and what policy is best for you.
Indexed universal life insurance can help you increase your cash value. Learn what it is and the pros and cons to see if indexed universal life insurance is right for you.
Wondering if you can borrow money against your life insurance policy? Learn how life insurance loans work, how to take one out, and the pros and cons.
Wondering if you can have more than one life insurance policy? Learn how having multiple life insurance policies works and reasons to consider getting more.
Adjustable life insurance is a hybrid with term and whole life insurance features. Learn how an adjustable life insurance policy works and the pros and cons.
Variable universal life insurance offers the potential for cash value growth. Learn about the pros and cons and how variable universal life insurance compares to other policies.
Looking into getting a term life insurance policy? Find out what term life insurance is and its features, rates, and benefits.
Looking into getting a whole life insurance plan? Find out how whole life insurance works and the benefits, costs, pros, and cons.
All your life insurance tax questions answered! Discover when you must pay taxes on life insurance, which expenses are tax deductible, and how to lower your tax liability with Aflac.
Life insurance for seniors can help you protect the ones you love. Find out more about affordable life insurance options and get a quote from Aflac today.
Wondering what life insurance policy is best for you? Find out which type of life insurance can offer you the best coverage.
Life insurance with cash value lets you withdraw money to cover necessary expenses. Find out how cash value savings work and the types of insurance policies offered, including whole life insurance.
Child life insurance can guarantee coverage for them and can offer a cash value benefit later on. Learn what child life insurance is and the pros and cons.
The rates you'll pay for term life insurance depend on your age and other factors. Find out how rates vary with age and how to find the best term life insurance plan for you.
Supplemental life insurance provides additional coverage for you and your family. Find out how it works and what types of supplemental life insurance plans are available.
Getting life insurance can help give your loved ones the financial security they need. Learn when and how you should get a life insurance plan and what types of coverage Aflac offers.
Guaranteed issue life insurance doesn’t require health questions or a medical exam. Find out if guaranteed life insurance is right for you or a loved one.
Permanent life insurance ensures the financial protection of your loved ones. Find out what permanent life insurance is and the different types of policies available.
Considering getting a life insurance plan? Find out what a life insurance beneficiary is, how the process works, and who can change the beneficiary on your policy.
Wondering if life insurance is worth it? Learn how life insurance works and when it may be a good investment for you and your loved ones.
Many life insurance options are designed to meet veterans' needs. Find out which veterans' life insurance plan is best for you and your loved ones.
Credit life insurance can pay off your loan in the event of your passing. Learn what credit life insurance is, what it covers, and how much it costs.
Life insurance premiums can vary based on the term length and your age. Learn how life insurance premiums are calculated and whether they’re tax-deductible.
Voluntary life insurance may be offered by your employer. Learn what it is and the types of voluntary life insurance plans that may be available to you.
The face amount of life insurance is the money your loved ones will receive if you pass away. Learn how life insurance face value works and how to calculate what yours will be.
Your life insurance policy can help fund your retirement. Learn more about what life insurance plans you can use for retirement planning and how to choose the right policy for you.
Life insurance retirement plans (LIRPs) can help fund your retirement. Learn how LIRPs work, their benefits, and how to use this plan to your advantage.
An irrevocable life insurance trust (ILIT) can benefit your loved ones after you pass away. Learn how a life insurance trust works and how to set up an ILIT.