We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
Cancer can be very expensive to treat. That’s where insurance comes in. It can help cover the cost of cancer treatments and help alleviate the significant financial burden a cancer diagnosis often brings. Here’s everything you need to know about cancer treatments and insurance coverage.
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Without insurance, cancer treatment costs can quickly add up to six figures. Treating cancer can be expensive. From deductibles and copays to treatment, transportation and childcare, there are expenses that health insurance may not cover.
While health insurance can help cover some cancer treatment costs, high out-of-pocket expenses are still likely to pop up. It can be difficult to cover these out-of-pocket expenses if you don’t have the cash on hand.1
Cancer insurance can help fill in the gaps and cover expenses that your health insurance plan doesn’t cover. With an Aflac cancer insurance policy, you’ll receive cash benefits for unexpected expenses following a cancer diagnosis. You may use this benefit for virtually any expense, such as treatment, transportation, and everyday bills.2
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedIt’s important to understand that cancer insurance isn’t intended to replace the benefits your primary health insurance policy provides. Instead, it acts as a supplement to assist with out-of-pocket costs that will likely arise during cancer treatment.4 Ideally, you’d have both a primary health insurance plan and cancer insurance.
Cancer insurance is flexible, meaning it can help cover a variety of out-of-pockets expenses that your primary insurance plan may not cover. These expenses may be related to:
The ideal cancer insurance plan depends on your particular coverage needs and financial situation. It can help provide you with peace of mind and support as you or a loved one undergoes cancer treatment. Fortunately, Aflac cancer insurance offers affordable premiums that may easily fit into most budgets.
There’s no denying that cancer treatment can be expensive. With Aflac cancer insurance, you can help reduce some of the out-of-pocket expenses that take a toll on your physical and emotional health. You’ll also be able to better focus on beating cancer and recovering instead of worrying about finances. Start chatting with an agent and get a quote today!
Get StartedGetting cancer treatment without insurance is expensive. Aflac discusses the costs of cancer treatments, the dangers of cancer without insurance, and what cancer insurance helps cover.
Wondering if cancer insurance is worth it? Learn how cancer insurance works and what it covers to figure out if this policy is worth the cost.
1 LendEDU - Cancer Insurance: Compare Companies, Coverage, and Costs. Updated June 13, 2023. Accessed May 23, 2024. https://lendedu.com/blog/cancer-insurance/.
2 Healthinsurance.org - Cancer insurance – financial help during your journey to recovery. Accessed May 23, 2024. https://www.verywellhealth.com/best-cancer-insurance-5113097.
Coverage underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Cancer/Specified-Disease: 72200: In Delaware, Policy A72200. In Idaho, Policy A72200ID. In Oklahoma, Policy A72200OK. In Virginia, Policy A72200VA. 75000: In Virginia, policies A75100VA–A75300VA. B7000: In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK.
Coverage underwritten by Tier One Insurance Company.
Cancer/Specified-Disease: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Virginia, policies T70000VA & T70000GVA. Not available in NY.
Cancer insurance is also known as specified disease insurance in some states. This is a brief product overview only. Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations.
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