We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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Since cancer treatments can be costly, you may be wondering how to cover expenses in the event of a cancer diagnosis. Luckily, lump-sum cancer insurance can help relieve some of the financial burden that comes with treatments. You may use this type of plan to help cover out-of-pocket expenses that your standard health insurance policy doesn’t cover. Here’s a closer look at lump-sum cancer insurance and how it works.
Table of Contents
A lump-sum cancer insurance policy pays out a fixed sum of money after a cancer diagnosis. It’s a supplemental plan you can purchase in addition to your health insurance policy. You can use the payout to help cover any medical and non-medical expenses as you go through cancer treatment.1 Aflac is pleased to offer affordable cancer insurance with a lump-sum payout.
Lump-sum cancer insurance may cover different types of cancer.
The cost of lump-sum cancer insurance can vary greatly. Factors like your age, location, health history, preferred payout amount, and the insurance company you choose can all determine what you’ll pay for a policy. As an example, a non-tobacco user can expect to spend around $100 to $165 a year for a policy covering $20,000.2
As mentioned earlier, you can use the payout from a lump-sum cancer insurance policy to help cover any expenses you need, including:
With a lump-sum cancer policy, you can cover various medical costs that your standard health insurance plan won’t cover. These might include co-pays, deductibles, lab tests, etc.
A cancer diagnosis may prevent you from working or limit your hours. Fortunately, the lump-sum cancer insurance payout can also help replace a portion of the income you lose.
In addition to medical expenses, a lump-sum cancer policy can help pay for non-medical, everyday expenses. Some examples of these expenses may include household bills, childcare costs, and transportation expenses.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedWhen deciding whether you should get a cancer insurance policy, it’s important to consider your unique situation and needs. If you have a family history of cancer, for instance, lump-sum cancer insurance may be worthwhile.1 Additionally, you may want to consider this type of policy if you don’t have enough savings to stay afloat financially in the event of a cancer diagnosis. Cancer insurance can give you and your family some much-needed peace of mind.
The goal of cancer insurance is to protect your financial, physical, and emotional well-being. It can allow you to seek out the latest treatments and ease any financial concerns you might have.
Aflac offers lump-sum cancer insurance that lets you lock in excellent coverage with affordable premiums. For more information or a quote, don’t hesitate to contact an Aflac representative today.
Get Started
Getting cancer treatment without insurance is expensive. Aflac discusses the costs of cancer treatments, the dangers of cancer without insurance, and what cancer insurance helps cover.
Supplemental health insurance covers what your normal health insurance plan may not. Learn more about the types of supplemental health insurance plans available to you.
Getting cancer treatment without insurance is expensive. Aflac discusses the costs of cancer treatments, the dangers of cancer without insurance, and what cancer insurance helps cover.
Supplemental health insurance covers what your normal health insurance plan may not. Learn more about the types of supplemental health insurance plans available to you.
1 LendEDU - Cancer Insurance: Compare Companies, Coverage, and Costs. Updated June 13, 2023. https://lendedu.com/blog/cancer-insurance/. Accessed October 30, 2024.
2 Insurance.com – What is cancer insurance? Updated May 30, 2024. https://www.insurance.com/health-insurance/health-insurance-basics/cancer-insurance.html. Accessed October 30, 2024.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac Coverage
In Arkansas, Policy A72200AR. In Delaware, Policy A72200. In Idaho, Policy A72200ID. In New York, Policy NYR72200. In Oklahoma, Policy A72200OK. In Oregon, Policy A72200ORR. In Texas, Policy A72200TX. In Virginia, Policy A72200VA.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage s underwritten by American Family Life Assurance Company of New York.
Tier One Coverage
Series T70000: In Arkansas, Policy T70000ARR. In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, Policy T70000OK. In Oregon, Policy T70000OR. In Pennsylvania, Policies T70000PA, T7000GPA. In Texas, Policy T70000TX. In Virginia, policies T70000VA & T70000GVA.
Coverage is underwritten by Tier One Insurance Company.
This is a brief product overview only. Coverage may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Plans and riders may also contain a waiting period. Refer to the exact plans and riders for benefit details, definitions, limitations and exclusions. For availability and costs, please contact your local Aflac agent/producer.
Aflac’s family of insurers include Aflac, Aflac New York, Continental American Insurance Company, and Tier One Insurance Company.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999.
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EXP 11/25
