Notifications from Aflac

We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


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Critical Illness Insurance Costs and Benefits

If you suddenly get a critical illness, you might not be prepared to cover out-of-pocket medical costs. Luckily, a critical illness insurance plan can help. This policy type is designed to help provide coverage for critical illnesses. Let’s dive deeper into what critical illness insurance is, what it can cost, and why it may be beneficial in your situation.

3 Min Read

How critical illness insurance works

Put simply, critical illness insurance is a supplemental insurance plan that pays a lump sum cash benefit if you get diagnosed with a covered critical illness. The payout can help you pay for costs like expensive treatments and everyday expenses while you recover. While each policy is unique, many come with lump sum payments like $25,000 or $50,000.1

Critical illness insurance cost

The cost of critical illness insurance typically increases with age. Here’s an example of what you might pay for critical illness coverage benefits per $5,000 of coverage:2

Age: Monthly cost:
25 $1.56
30 $1.64
35 $1.72
40 $2.47
45 $2.96
50 $3.88
55 $5.88
60 $8.56
65 $12.47

Benefits of critical illness insurance

Here are some advantages of investing in a critical illness policy:3

Coverage is affordable

Compared to the cost of health insurance, a critical illness insurance plan is usually affordable. This means that you can supplement your current health insurance plan without paying too much in premiums.

You can use the benefits for any expenses

The payout from a critical illness plan is flexible. You can use it to help cover medical costs as well as non-medical expenses, like mortgage payments and childcare.

Get financial protection

With a critical illness plan, you can help protect your family financially in the event you’re diagnosed with a critical illness. You’ll find it easier to help cover your expenses as you undergo treatment.

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Peace of mind doesn't have to break the bank

Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.

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Is critical illness insurance worth the cost?

Since critical illness insurance comes with reasonable premiums, many people find it to be worthwhile. If you have health insurance with high out-of-pocket costs or lack sufficient savings to help pay for unexpected medical bills, critical illness insurance can give you some added peace of mind. To determine whether critical illness insurance is worth it, think about your finances and how they would be affected if you receive a diagnosis.

Get a critical illness insurance quote

Anyone can get diagnosed with a critical illness, like a heart attack or stroke. If you happen to be one of those people, a critical illness policy could be a real lifesaver. You could use it to help cover a number of medical and non-medical expenses so you can focus on recovery and healing.

Aflac is pleased to offer critical illness insurance with affordable premiums and direct payouts you can use for virtually any expense. For a quote or more information, don’t hesitate to contact an Aflac agent today.

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Learn more about Aflac products for Individuals & Families: