We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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With age, it becomes even more important to take care of your dental hygiene. It can seem like a daunting task to make it to the dentist, but Aflac offers affordable dental insurance for senior citizens. Depending on your coverage goals, there are various dental insurance options to choose from.
Regulations and coverage for dental plans vary from state to state, so it’s important to seek out choices accordingly. Dental insurance for seniors in California may look very different from those in Georgia. Regardless, we can help you find an insurance plan that makes the most sense for seniors over 65.
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Not surprisingly, both dental and vision insurance for seniors are important areas to focus on. They work differently than other insurance types but are just as crucial to overall health. For example, regular eye and oral exams can detect early signs of more serious conditions, like brain tumors, cancer and diabetes.1
Most seniors become eligible for a Medicare policy when they turn 65.2 However, not all Medigap and Medicare policies cover dental or vision treatments and procedures. Having supplemental dental insurance for seniors on Medicare could be a smart move.
Luckily, Aflac’s dental insurance allows you to add vision and hearing coverage to your plan. This way, you can make sure your coverage addresses your concerns.
Our dental insurance plan helps cover preventative care, minor treatments, and some major procedures. There’s no waiting period for most routine services and a short wait for more invasive treatments. The best dental insurance plan for seniors will depend on which specific procedures you need.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedDiscover which plan works best for your unique needs and compare dental insurance plans for seniors. Researching dental insurance for seniors and their reviews can help you gather more information to make an informed decision.
Network dental insurance may be a good choice if your usual dentist is a member of a specific network. A network is a group of dentists that agree to provide services at a set rate within an insurance company. The insurance company then provides benefits if you visit an in-network dental provider. You may have to pay higher rates if you choose to see an out-of-network dentist.3
With Aflac’s dental insurance, you have the choice to work with any of our participating dentists, regardless of the network they are in.
Dental insurance for senior citizens is an area of wellness that shouldn’t be neglected. Even if you have a primary dental insurance plan, there may still be expenses to be paid out-of-pocket. Supplemental dental insurance helps provide coverage in areas not covered by a standard dental plan.
Aflac also provides supplemental dental insurance if you already have a primary plan and need additional support.
A dental discount plan can be affordable for seniors but does not offer annual benefits like a network or supplemental dental insurance plan would. A dental discount plan requires you to pay a membership fee per year and then offers you discounts on specific dental treatments and procedures.4 This kind of plan is not offered at Aflac.
Dental insurance plans for seniors can provide coverage for many treatments and procedures, but varies depending on the insurance company you choose to work with. From preventative care to major diagnostic procedures, you can help meet your coverage goals with Aflac’s dental insurance.
Unlike most dental coverage, with Aflac’s dental insurance you have the option to add hearing and vision coverage to your plan. We make it easy to care for many aspects of your health with just one plan.
As mentioned, vision and dental insurance aren’t always covered in standard healthcare plans. Therefore, it’s crucial to research your options and find the best options for vision and dental insurance for seniors. Supplemental dental insurance can also be a wise move to maintain a strong oral hygiene routine.
Some plans may seem like they are offering cheap dental insurance for seniors, but there may be surprising fees that arise later. However, low-cost dental insurance is feasible. At Aflac, you can find affordable dental insurance options for senior citizens.
Aflac’s dental insurance allows seniors the option to add vision and hearing to your existing plan rather than enrolling in multiple plans. You have the freedom to work with any dentist, and we offer budget-friendly rates. Chat with an agent today to see how you can take charge of your dental hygiene.
Get Started
Emergency dental care can be costly without insurance. Learn what to do in a dental emergency and how dental insurance can help.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
Emergency dental care can be costly without insurance. Learn what to do in a dental emergency and how dental insurance can help.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
1 American Association of Ophthalmology - 20 Surprising Health Problems an Eye Can Catch. Updated April 24, 2024. Accessed February 18, 2025. https://www.aao.org/eye-health/tips-prevention/surprising-health-conditions-eye-exam-detects.
2 Medicare Interactive - How to enroll in Medicare if you are turning 65. Accessed February 18, 2025. https://www.medicareinteractive.org/get-answers/medicare-health-coverage-options/original-medicare-enrollment/how-to-enroll-in-medicare-if-you-are-turning-65.
3 Investopedia - How Does Dental Insurance Work. Updated December 15, 2023. Accessed February 18, 2025. https://www.investopedia.com/articles/personal-finance/111715/how-does-dental-insurance-work.asp.
4 GoodRx - What Is a Dental Savings Plan? Updated April 3, 2023. Accessed February 18, 2025. https://www.goodrx.com/conditions/dental-care/dental-savings-plans.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York:
In Arkansas, Policies A82100RAR–A82400RAR. In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In New York, Policies NY82100–NY82400. In Oklahoma, Policies A82100ROK–A82400ROK. In Oregon, Policies A82100ROR–A82400ROR. In Pennsylvania, Policies A82100RPAR–A82400RPAR. In Texas, Policies A82100RTX–A82400RTX. In Virginia, Policies A82100RVA–A82400RVA.
Coverage underwritten by Tier One Insurance Company:
In Arkansas, Policy T80000AR. In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T80000OR. In Pennsylvania, Policy T80000PA-DEN ONLY; T8000PA-DVH. In Texas, Policy T80000TX & T8000TXR. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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