We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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Dental insurance plans offer a variety of different coverage types. Full coverage dental insurance helps cover routine visits, the basics and more invasive treatments. Some of the most sought-out treatments are implants and dentures.
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The term “full coverage dental insurance” refers to the plan’s ability to help with various dental treatments and procedures. Even so, it does not mean that all treatments and procedures are fully covered every time. Aflac’s full coverage dental insurance doesn’t cover implants, but we can help you reach your oral health goals through our coverage options.
Unfortunately, nearly 23% of adults and 9% of children do not have dental insurance coverage.1 Beyond that, some dental-related emergencies may be prevented with proactive care. Having a dental plan in place can help protect your teeth and wallet from unforeseen costs that can arise without regular dental hygiene maintenance. Full coverage dental insurance may be the right choice for you if you are prone to dental issues.
It is important to understand that full coverage dental insurance does not guarantee you’ll be covered for everything. However, it will provide additional financial support for preventative services and major procedures that can allow you to save money in the long run.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedAflac may be a great choice for you if you want dental insurance that helps cover periodontal treatments, preventative care and other services. You can expect some level of coverage in the following categories if you choose Aflac’s dental insurance:
Dental implants may come in handy when you have a missing or severely cracked tooth. Implants have very high success rates and can last a lifetime.2 Dental insurance that covers implants can be very useful if you have difficulty chewing your food or have any pain associated with dentures.
On the other hand, dentures come in handy when your teeth feel loose, or you are unable to eat certain foods.3 If you have consistent toothaches and sensitive gums, it may be helpful to choose dental insurance that covers dentures.
Not all dental insurance covers implants and dentures, so we advise you to take a close look at the options you are considering.
Having dental insurance may encourage you to get cleanings and exams every six months. Maintaining your oral hygiene can help prevent a wide range of oral discomforts and emergencies. Starting early may prevent the need for dental implants and dentures later in life. If not, we can help you with our full coverage dental plans.
Without insurance, the average filling costs can range from $200 to $400, depending on the type you need.4 On top of those fees, x-rays, an exam and anesthesia may be needed – and may have hefty price tags. Dental insurance that covers preventative care and cavities can help save money and protect your oral health.
In addition to enhanced coverage, we give you the freedom to work with providers in and out-of-network. Our affordable dental rates fit most budgets, and can help provide the peace of mind that comes from knowing you'll have help with both routine and unexpected expenses.
On top of providing dental coverage for you and your family, we can also add support to your business. Get a quote to see what your dental coverage could look like today.
Get Started
Read on to learn how dental insurance works, how much it costs, and some affordable policy options Aflac offers.
Having some type of cost-efficient dental plan, like the ones offered at Aflac, can help you avoid the high fees that may come from buying dental care without insurance.
Read on to learn how dental insurance works, how much it costs, and some affordable policy options Aflac offers.
Having some type of cost-efficient dental plan, like the ones offered at Aflac, can help you avoid the high fees that may come from buying dental care without insurance.
1 American Dental Association - National Trends in Dental Care Use, Dental Insurance Coverage, and Cost Barriers. Updated March 2024. Accessed January 30, 2025. https://www.ada.org/-/media/project/ada-organization/ada/ada-org/files/resources/research/hpi/national_trends_dental_use_benefits_barriers.pdf?rev=7006dc9bd0e84269a62b4d27c2f630a4&hash=56B777DF468FF587325D1E7A3BBC56DF.
2 Cleveland Clinic - Dental Implants. Published August 6, 2024. Accessed January 30, 2025. https://my.clevelandclinic.org/health/treatments/10903-dental-implants.
3 Casas Adobes Dentistry - When Do You Need Dentures? Published May 29, 2024. Accessed January 30, 2025. https://www.casasadobesdentistry.com/blog/when-do-you-need-dentures-cip114.
4 New Mouth - How Much Does a Filling Cost Without Insurance? Updated on April 25, 2024. Accessed January 30, 2025. https://www.newmouth.com/blog/filling-cost-without-insurance/.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Dental: 82000: In Delaware, Policies A82100R-A82400R. In Idaho, Policies A82100RID-A82400RID. In Oklahoma, Policies A82100ROK-A82400ROK. In Virginia, Policies A82100RVA-A82400RVA.
Coverage underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance does business as Tier One Insurance Life Insurance Company (Tier One NAIC 92908).
In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Not available in NJ, NY or VA.
Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits. Tier One Insurance Company is part of the Aflac family of insurers.
Aflac’s insurance plans are not an alternative for comprehensive health insurance. They policy provides limited dental, vision and hearing benefits only. Benefits are supplemental and are not intended to cover all medical expenses. Coverage may not be available in all states, including but not limited to, DE, ID, NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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