If you don’t have a dental plan, you aren’t alone. One in three Americans lack dental insurance.1 The main reason adults aren’t prioritizing this type of care is the cost.1 However, there are low-cost options to explore and backup solutions if insurance isn’t a possibility.
Unfortunately, the cost of dental care for adults without insurance can also be incredibly high. Routine dental cleanings can be close to $200, while more serious treatments like braces can quickly add up to thousands of dollars.1
Getting regular checkups and teeth cleanings may help prevent expensive oral issues from happening later. Having some type of cost-efficient dental plan, like the ones offered at Aflac, can help you avoid the high fees that may come from buying dental care without insurance.
Affordable dental care without insurance is not an easy feat. To help you get a better idea of what dental costs without insurance can look like, we’ve put together a few numbers:
Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.
At Aflac, we offer affordable individual dental plans and supplemental insurance if your primary plan isn’t giving you as much coverage as you need. If getting a plan is not an option, there are a few other ways to get dental care without insurance:
There are schools all around the country looking for hands-on experience. Students are willing to perform dental treatments and surgeries at lower price points. You can likely get expensive procedures like root canals done at much more affordable costs. The tradeoff is that there is a little more risk involved.1
Dental clinics are also available to those who need more assistance with costs. Here, they are able to offer dental treatments and procedures at lower costs.1
Also, free dental clinics and non-profit clinics may be an option in your area. They may charge you a small fee based on what you can pay and typically have long waitlists. In some cases, they may be able to offer dental care for free.1
Some dentists are willing to lend a hand and take on a few patients free of charge each year. This depends on the dentist you are working with, and the timing of the treatment needed. It may be a good idea to be transparent with your dentist and see what the dental care possibilities are.1
The costs for each specific dental insurance plan depend on your age, location, medical history, and coverage goals. We recommend taking a close look at the copays, deductibles, waiting periods and annual maximums within each plan and see if they meet your requirements.
Adding dental insurance into your life may keep many of these costs down. To save money, it’s important to pick a plan that complements your needs.
If you are more interested in cosmetic dentistry, you should look for a plan that provides coverage in that specific area. On the other hand, if braces and orthodontics are of more interest to you, you should choose a plan that specifically lists those benefits. At Aflac, you can find a plan that has specific wellness benefits.
In the long run, having an affordable dental insurance plan may be able to save you money care. Getting regular dental cleanings and checkups may be able to prevent more serious conditions from developing. At Aflac, we’re here to help keep you prepared.
Oral wellness is a practice that can be developed with the right attention and resources. Chat with an agent about our low-cost dental insurance plans and see if they are the right choice for you.
1 WebMD - Free or Low-Cost Dental Insurance. Updated March 23, 2023. Accessed January 23, 2024. https://www.webmd.com/health-insurance/uninsured-free-low-cost-dental.
2 New Mouth - How Much Does a Filling Cost Without Insurance. Updated on December 11, 2023. Accessed January 23, 2024. https://www.newmouth.com/blog/filling-cost-without-insurance/.
3 Byte – Cost of Dental Crown. Updated July 27, 2023. Accessed January 23, 2024. https://www.byte.com/community/resources/article/cost-of-crowns/.
4 Byte - Monthly Breakdown of Braces Costs: Is It Worth It? Updated January 25, 2023. Accessed January 23, 2024. https://www.byte.com/community/resources/article/monthly-costs-braces/.
In Arkansas, Policies A81100RAR through A81400RAR. In Idaho, Policies A81100RID through A81400RID. In New York, Policies NY81100 through NY81400. In Oklahoma, Policies A81100OK through A81400OK. In Oregon, Policies A81100OR through A81400OR. In Pennsylvania, Policies A81100PA through A81400PA. In Texas, Policies A81100TX through A81400TX. In Virginia, Policies A81100VA through A81300VA. AFLAC DENTAL – QN81000 SERIES.
Aflac dental products coverage is underwritten by Aflac. In New York, coverage will be underwritten by Aflac New York. Applies to Policy Series QN81000. In Arkansas, policy form QN81100MAR. In Idaho, QN81100MID. In Oklahoma, policy form QN81100MOK. In Oregon, policy form QN81100MOR and QN81100MORS. In Texas, policy form QN81100MTX. Individual Supplemental Dental insurance coverage is underwritten by Aflac. Group Supplemental Dental insurance coverage is underwritten by Continental American Insurance Company (CAIC), a wholly-owned subsidiary of Aflac Incorporated. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company.For Group supplemental dental plans, policy series CAI1100. In Arkansas, Policy CAI1100AR. In Idaho, Policy CAI1101ID, In New York, Policy AF1100NY. In Oklahoma, Policy CAI1100OK, In Oregon, Policy CAI1100 OR. In Pennsylvania, Policy CAI1100PA. In Texas, Policy CAI1100TX. In Virginia, Policy CAI1100VA.Policies may not be available in all states.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999.
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