We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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If you don’t have a dental plan, you aren’t alone. One in three Americans lack dental insurance.1 The main reason adults aren’t prioritizing this type of care is the cost.1 However, there are low-cost options to explore and backup solutions if insurance isn’t a possibility.
Unfortunately, the cost of dental care for adults without insurance can also be incredibly high. Routine dental cleanings can be close to $200, while more serious treatments like braces can quickly add up to thousands of dollars.1
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Getting regular checkups and teeth cleanings may help prevent expensive oral issues from happening later. Having some type of cost-efficient dental plan, like the ones offered at Aflac, can help you avoid the high fees that may come from buying dental care without insurance.
Affordable dental care without insurance is not an easy feat. To help you get a better idea of what dental costs without insurance can look like, we’ve put together a few numbers:
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedAt Aflac, we offer affordable individual dental plans and supplemental insurance if your primary plan isn’t giving you as much coverage as you need. If getting a plan is not an option, there are a few other ways to get dental care without insurance:
There are schools all around the country looking for hands-on experience. Students are willing to perform dental treatments and surgeries at lower price points. You can likely get expensive procedures like root canals done at much more affordable costs. The tradeoff is that there is a little more risk involved.1
Dental clinics are also available to those who need more assistance with costs. Here, they are able to offer dental treatments and procedures at lower costs.1
Also, free dental clinics and non-profit clinics may be an option in your area. They may charge you a small fee based on what you can pay and typically have long waitlists. In some cases, they may be able to offer dental care for free.1
Some dentists are willing to lend a hand and take on a few patients free of charge each year. This depends on the dentist you are working with, and the timing of the treatment needed. It may be a good idea to be transparent with your dentist and see what the dental care possibilities are.1
The costs for each specific dental insurance plan depend on your age, location, medical history, and coverage goals. We recommend taking a close look at the copays, deductibles, waiting periods and annual maximums within each plan and see if they meet your requirements.
Adding dental insurance into your life may keep many of these costs down. To save money, it’s important to pick a plan that complements your needs.
If you are more interested in cosmetic dentistry, you should look for a plan that provides coverage in that specific area. On the other hand, if braces and orthodontics are of more interest to you, you should choose a plan that specifically lists those benefits. At Aflac, you can find a plan that has specific wellness benefits.
In the long run, having an affordable dental insurance plan may be able to save you money care. Getting regular dental cleanings and checkups may be able to prevent more serious conditions from developing. At Aflac, we’re here to help keep you prepared.
Oral wellness is a practice that can be developed with the right attention and resources. Chat with an agent about our low-cost dental insurance plans and see if they are the right choice for you.
Get Started
Wondering if dental insurance is worth it? Learn about how dental insurance works, coverage options, and how to get the right plan for you.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
Wondering if dental insurance is worth it? Learn about how dental insurance works, coverage options, and how to get the right plan for you.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
1 WebMD - Free or Low-Cost Dental Insurance. Updated March 23, 2023. Accessed February 3, 2025. https://www.webmd.com/health-insurance/uninsured-free-low-cost-dental.
2 New Mouth - How Much Does a Filling Cost Without Insurance? Updated on April 25, 2024. Accessed February 3, 2025. https://www.newmouth.com/blog/filling-cost-without-insurance/.
3 New Mouth - Root Canal Cost (With and Without Insurance). Updated on September 29, 2024. Accessed February 3, 2025. https://www.newmouth.com/blog/root-canal-cost/.
4 New Mouth - What to Know Before Getting a Dental Crown. Updated on October 2, 2024. Accessed February 3, 2025. https://www.newmouth.com/dentistry/restorative/crowns/.
5 New Mouth - Dental Braces: Types, Treatment Plan, Costs & Care. Updated on October 2, 2024. Accessed February 3, 2025. https://www.newmouth.com/orthodontics/treatment/braces/.
Coverage underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York:
Dental: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.
Coverage underwritten by Tier One Insurance Company:
Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One | 1932 Wynnton Road | Columbus, GA 31999
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