Nearly 120 million people in the U.S. are missing at least one tooth.1 Despite how common this is, missing just one tooth could lead to significant health and quality of life issues. Fortunately, dental procedures, such as dental implants, can help replace missing or damaged teeth to restore function and protect your oral health.Below, we’ll explain how dental implants work, how much they cost, and how they compare to similar procedures.
A dental implant is a device that is surgically attached to the jawbone and designed to mimic the form and function of teeth. An implant has three parts:2
Dental implants typically cost between $3,500 to $6,700 for one tooth. This includes the device and the actual surgical procedure. Dental implant costs are high because they are complex procedures and can take a few months to complete.2
Full-mouth dental implants can cost $43,000 to $56,000.2 Getting full-mouth implants can be more complex, as it may take longer and require more procedures.
Several additional procedures may be necessary to install dental implants successfully. Here are some examples:2
Dental insurance policies may help cover the cost of implants if they are deemed medically necessary. Many plans use the same benefit structure meaning they help cover Preventative care, Basic services, and Major services.4
Dental implants are generally considered major services, meaning many plans will help cover a portion of the cost, if medically necessary. Therefore, your implant overall cost may vary since expenses are subject to annual maximums, if applicable — plus any deductible you owe. For example, Aflac’s Dental Core helps to cover major dental services, after a specified waiting period. However, Aflac’s Dental Insurance does not currently have benefits for dental implants. Policyholders pay a deductible, depending on how long they’ve held the policy.
Aflac’s Dental Elite plan offers additional coverage in comparison to the Dental Core plan in exchange for higher premiums.
Dental implants are among the most expensive procedures, but they offer several benefits:
Given these benefits, here are some situations where you may consider getting dental implants:
Dental implants offer many benefits, but they aren’t your only option. Here are some alternatives and how they compare to dental implants:
Here is how dental bridges compare to dental implants:5
Here is how dentures compare to dental implants:6
Dental implants offer one of the best ways to replace missing or damaged teeth, restoring your smile and protecting your oral health. However, they are one of the more expensive dental procedures. Weigh the benefits against the higher costs, and consider alternatives like dentures and bridges when deciding which option is right for your needs.
Regardless of your chosen procedure, Aflac’s dental insurance can significantly reduce costs and put a happy and healthy smile within reach. Speak with an agent today to explore your options and get a quote.
1American College of Prosthodontists - Facts & Figures. https://www.gotoapro.org/facts-figures/. Accessed June 3, 2024.
2GoodRX - How Much Do Dental Implants Cost? Published July 19, 2022. https://www.goodrx.com/health-topic/procedures/dental-implant-cost. Accessed June 3, 2024.
3Mayo Clinic - Dental implant surgery. Published January 29, 2019. https://www.mayoclinic.org/tests-procedures/dental-implant-surgery/about/pac-20384622. Accessed June 3, 2024.
4WebMD - Dental Insurance: What’s Covered, What’s Not. Updated January 21, 2024. https://www.webmd.com/health-insurance/dental-insurance-overview. Accessed June 3, 2024.
5Healthline - What’s Better: A Dental Implant or a Bridge? Updated January 22, 2021. https://www.healthline.com/health/implant-vs-bridge. Accessed June 3, 2024.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Arkansas, Policies A81100AR–A81400AR. Policies A82100RAR–A82400RAR. In Delaware, Policies A81100–A81400. Policies A82100R–A82400R. In Idaho, Policies A81100ID–A81400ID. Policies A82100RID–A82400RID. In New York, Policies NY81100–NY81400. Policies NY82100–NY82400. In Oklahoma, Policies A81100OK–A81400OK. Policies A82100ROK–A82400ROK. In Oregon, Policies A81100OR–A81400OR. Policies A82100ROR–A82400ROR. In Pennsylvania, Policies A81100PA–A81400PA. Policies A82100RPA–A82400RPAR. In Texas, Policies A81100TX–A81400TX. Policies A82100RTX–A82400RTX. In Virginia, Policies A81100VA–A81200VA. Policies A82100RVA–A82400RVA.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
Dental, Vision and Hearing: In Arkansas, Policy T80000AR. In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. In Oregon, Policy T80000OR. In Texas, Policy T80000TX. Not available NY or VA. Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
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