We care about Aflac’s policyholders affected by the recent weather:
To help provide relief for California policyholders residing in Santa Cruz County who were affected by the coastal storms, Aflac will provide a premium grace period starting Dec. 23, 2024, and ending Apr. 15, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
We care about Aflac’s policyholders affected by the recent wildfires:
To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Mar. 10, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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Dentists perform a range of procedures for patients, but the most common is the routine dental cleaning. These procedures typically don’t require frequent visits and are crucial to maintaining good oral health. They are generally affordable compared to other dental procedures, but dental insurance can help cover the full cost alongside coverage for other treatments. Let’s dive deeper into how dental cleanings work and their costs with and without insurance to help you determine if a dental policy is right for you.
Table of Contents
Dental cleanings are a standard procedure in which a dentist or dental hygienist examines and cleans your teeth to help you maintain good oral health. Hygienists often perform the cleanings, whereas the dentist will come by at the end and check your teeth more quickly. Here’s what to expect during a dental cleaning:1
The whole process may take 30 minutes to an hour, depending on a few factors:
You may still be able to get dental cleanings without insurance since these are some of the most common services dentists offer. However, you must pay out of pocket to get a dental cleaning without insurance. You’ll pay on the day of service before or after the cleaning.
Don’t wait until it’s too late. Help cover yourself and your family with coverage from Aflac.
Get StartedDental cleanings without insurance can cost an average of $104.2 Costs can vary by many factors, such as:
Most dental plans operate using the same benefit structure, meaning they typically cover treatment for:3
Dental cleanings are preventative care, and the general recommendation is to get routine cleanings twice per year. Therefore, the typical dental plan covers the total cost of two cleanings annually with a dentist within your insurance network. For more than two cleanings, you’ll have to pay out of pocket.
Furthermore, cleanings from dentists that are out-of-network you may receive less coverage depending on your dental plan. This means you may have to pay partially or entirely out of pocket for out-of-network cleanings.
Routine and deep cleanings focus on removing plaque, tartar, and other debris from your mouth to protect your teeth and gums. However, the specific role they play differs, along with other aspects of each:
Dental cleanings are crucial to your oral health routine, just like brushing and flossing. Fortunately, they are only needed twice a year and are generally quite affordable. This may cause you to forego dental insurance to save money, but keep in mind that if the dentist discovers major concerns, procedures to fix those concerns can add up quickly.
Aflac’s dental insurance offers affordable premiums with coverage on many dental procedures, including routine cleanings. Speak with an agent today for more details and to get a quote.
Get Started
Proper oral care is essential to your baby’s health. Find out if babies need dental insurance and what types of plans may be available for newborns.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
Proper oral care is essential to your baby’s health. Find out if babies need dental insurance and what types of plans may be available for newborns.
Looking for dental insurance that covers implants and dentures? Aflac walks through all the benefits of full coverage dental insurance like preventative care, basics, and major services.
1Healthline - What Happens During Your Professional Dental Cleaning. Updated September 17, 2018. https://www.healthline.com/health/dental-oral-health/what-happens-during-a-tooth-cleaning. Accessed June 3, 2024.
2GoodRX - How Much Does a Dental Cleaning Cost Without Insurance? Published January 26, 2024 https://www.goodrx.com/conditions/dental-care/dental-cleaning-cost-without-insurance. Accessed June 3, 2024.
3WebMD - Dental Insurance: What’s Covered, What’s Not. Updated January 21, 2024. https://www.webmd.com/health-insurance/dental-insurance-overview. Accessed June 3, 2024.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York. Arkansas, A81000 & A82000 series: Policies A81100AR–A81400AR. Policies A82100RAR–A82400RAR. In Delaware, Policies A81100–A81400. Policies A82100R–A82400R. In Idaho, Policies A81100ID–A81400ID. Policies A82100RID–A82400RID. In Oklahoma, Policies A81100OK–A81400OK. Policies A82100ROK–A82400ROK. In Virginia, Policies A81100VA–A81200VA. Policies A82100RVA–A82400RVA.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Not available NY or VA. Dental claims are administered by Aflac Benefits Solutions, Inc. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing.
NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage may not be available in all states, including but not limited to NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
Z2400578
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