New messages from Aflac |
View Notifications opens a dialog
Close X dismisses the notification alert
There are a variety of supplemental insurance plans that come with affordable premiums. The price you’ll pay for a plan can depend on the plan type, where you live, your age, your health condition, and a few other factors. If you’re looking for a supplemental insurance plan, Aflac offers a variety of options that come with great coverage at reasonable rates. Let’s dive deeper into how supplemental health insurance works, how much it costs, and some plans you can choose from.
Also known as secondary insurance, supplemental insurance helps pay for out-of-pocket expenses your primary health insurance doesn’t cover. You may purchase supplemental plans to help protect yourself and your family in different situations, like transportation to or from a hospital, a critical illness diagnosis, or to help cover deductibles and copays.1 With supplemental insurance, you and your loved ones can focus on recovery rather than worry about finances.
Don’t wait until it’s too late. Help cover yourself and your family with affordable coverage from Aflac.
Here’s an overview of the supplemental insurance policies Aflac offers:
An accident can lead to high expenses. Accident insurance may come in handy if you experience an injury and need some help financially.
In the event a cancer diagnosis strikes, your focus should be on recovery, not the cost of treatment. Cancer insurance can make this possible. It’s designed to cover a variety of medical and non-medical cancer expenses.
With dental insurance, you’ll find it easier and more affordable to maintain excellent oral health. It can help pay for preventive services, basic services, and major services.
Vision insurance is ideal if you’d like to keep your eyes in optimal shape. It may help cover annual eye exams, as well as certain treatments and surgeries for eye diseases and disorders.
A critical illness, can result in hefty medical bills and make it difficult to cover everyday expenses. Critical illness insurance may come to the rescue and help alleviate the financial stress a critical illness can cause.
Short-term disability insurance offers benefit payments that equal a percentage of your salary if you can’t work due to a non-job-related accident, illness, or condition.
Unplanned hospital visits don’t come cheap. With hospital insurance, you can receive the money you need to help pay for hospital bills and ease the financial burden of an illness or injury.
Life insurance is intended to help protect your loved ones financially if you unexpectedly pass away. Term life insurance and whole life insurance plans are available from Aflac.
The cost of supplemental insurance can vary depending on the plan you choose. Fortunately, Aflac offers affordable coverage. Many Aflac policies range anywhere from $8 to $25 or more per month.2 You can contact Aflac directly for more information on specific supplemental insurance plans that pique your interest.
The most noteworthy perks of supplemental insurance include:
If you invest in a supplemental insurance policy, you’ll pay less out-of-pocket for various expenses.3 You’ll be less likely to drain an emergency fund or go into debt.
Supplemental insurance is usually cost-effective. As long as you shop around and choose a reputable insurer like Aflac, you can find affordable coverage.
With supplemental health insurance, you’ll enjoy the reassurance of knowing your finances will not be an issue after an unexpected event. It’s a great way to be proactive and help protect your loved ones.
In a perfect world, your primary health insurance plan would cover everything. Since this is not the case, supplemental insurance is often worthwhile. It can help lower your expenses and save you a lot of money down the road.
Aflac offers a long list of supplemental insurance policies, such as life insurance, short-term disability insurance, dental insurance, and more. Start chatting with an agent to learn more about the types of plans available.
1 ValuePenguin - Supplemental Insurance: What Is It, and When Do You Need it? Updated July 5, 2024. https://www.valuepenguin.com/supplemental-health-insurance.Accessed September 27, 2024.
2 HowMuchIsIt.org – How Much Does Aflac Cost? https://www.howmuchisit.org/how-much-does-aflac-cost/. Accessed September 27, 2024.
3 HealthInsurance.org - Supplemental insurance guide https://www.healthinsurance.org/supplemental-insurance/. September 27, 2024.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac Coverage:
Accident, A36000 series: In Delaware, Policies A36100DE—A36400DE, & A363OFDE. In Idaho, Policies A36100ID–A36400ID, & A363OFID. In Oklahoma, Policies A36100OK– A36400OK, & A363OFOK. In Virginia, Policies A36100VA – A36400VA, & A363OFVA. A37000 series: In Delaware, Policy A371AA & A371BA. In Idaho, Policy A37000ID. In Oklahoma, Policy A37000OK. In Virginia, Policies A371AAVA & A371BAVA.
Cancer/Specified-Disease, B70000 series: In Delaware, Policies B70100DE, B70200DE & B70300DE. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. 75000 series: In Virginia, policies A75100VA–A75300VA. Cancer insurance is also known as specified disease insurance in some states.
Critical Illness, A74000 series: In Delaware, Policies A74100DE, A74200DE, A74300DE. In Idaho, Policies A74100ID, A74200ID, A74300ID. In Oklahoma, Policies A74100OK, A74200OK, A74300OK. In Virginia, Policies A74100VA, A74200VA, A74300VA.
Dental, A82000 series: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.
Hospital, B40000 series: In Delaware, Policies B40100DE & B4010HDE. In Idaho, Policies B40100ID & B4010HID. In Oklahoma, Policies B40100OK & B4010HOK. In Pennsylvania, Policies B40100PA & B4010HPA. In Virginia, Policies B40100VA & B4010HVA.
Life, B60000 series: In Arkansas, Idaho, Oklahoma & Virginia, Policies: ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400. Not available in Delaware. Q60000 series/Whole: In Arkansas & Delaware, Policy Q60100M. In Idaho, Policy Q60100MID. In Oklahoma, Policy Q60100MOK. Not available in Virginia. Q60000 series/Term: In Delaware, Policies Q60200CM. In Arkansas, Idaho, Oklahoma, Policies ICC18Q60200C, ICC18Q60300C, ICC18Q60400C. Not available in Virginia.
Short-Term Disability, A57600 series: In Delaware, Policies A57600DE & A57600LB. In Idaho, Policy A57600IDR. In Oklahoma, Policies A57600OK & A57600LBOK. In Virginia, Policies A57600VA & A57600LBVA.
Vision, VSN series: In Delaware, Policy VSN100. In Idaho, Policy VSN100ID. In Oklahoma, Policy VSN100OKR. In Virginia, Policy VSN100VA.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Tier One Coverage:
Accident, T37000 series: In Delaware, Policy T37000. In Idaho, Policies T37100ID, T37200ID, & T37300ID. In Oklahoma, Policy T37000OK. In Virginia, Policies T37100VA, T37200VA, T37300VA, T37400VA & T37600VA.
Cancer/Specified Disease plans, T70000 series: In Delaware, Policy T70000. In Idaho, Policy T70000ID. In Oklahoma, In Virginia, policies T70000VA & T70000GVA.
Critical Illness, T71000 series: In Delaware, Policy T71000. In Oklahoma, Policy T71000OK. In Virginia, Policy T71100VA.
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Not available NY or VA. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Life, Final Expense: In AR, DE, ID, OK and VA: Policies ICC21-AFLLBL21 and ICC21-AFLRPL21; and Riders ICC21-AFLABR22, ICC21-AFLADB22, and ICC21-AFLCDR22. Aflac Final Expense policies are not available in New York. Aflac Final Expense insurance coverage is underwritten by Tier One Insurance Company, a subsidiary of Aflac Incorporated and is administered by Aetna Life Insurance Company.
Coverage may not be available in all states, including but not limited to DE, ID, NJ, NM, NY or VA. Benefits/premium rates may vary based on state and plan levels. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations, and exclusions.
Tier One coverage is underwritten by Tier One Insurance Company.
Aflac's family of insurers include American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York, and/or Tier One Insurance Company. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (Tier One NAIC 92908).
Aflac WWHQ | Tier One Insurance Company | 1932 Wynnton Road | Columbus, GA 31999
Aflac New York | 22 Corporate Woods Boulevard, Suite 2 | Albany, NY 12211
Z2301197R1
EXP 10/25
